أثر الشمول المالي على النمو الاقتصادي في الجزائر

Abstract

This study aims to measure the impact of financial inclusion on economic growth in Algeria during the period 1997-2020, using the ARDL distributed autoregressive model, by relying on the following variables: financial inclusion by reviewing two indicators (loans, deposits) as sub-indicators, in addition to inflation and trade openness as independent variables And Gross Domestic Product (GDP) represents economic growth as a dependent variable. We concluded that there is a negative relationship between financial inclusion and economic growth. Therefore, these indicators must be activated through improving financial services and educating individuals of their importance in achieving economic growth