دور البنوك التجارية في تحفيز ريادة الأعمال- دراسة حالة في البنك الخارجي الجزائري وكالة بني صاف عين تيموشنت

Abstract

This study aims to demonstrate the role of commercial banks in promoting entrepreneurship by analyzing the support mechanisms offered to entrepreneurial projects. The case study focuses on the Beni Saf branch in Ain Temouchent, affiliated with the Algerian Foreign Bank. The study employs a descriptive-analytical approach, beginning with a theoretical framework that presents the fundamental concepts of commercial banks and entrepreneurship and analyzes the relationship between them. The practical component utilizes a questionnaire as the primary data collection tool, with data collected from the study sample and analyzed using SPSS software. The results reveal a vital role for commercial banks in supporting entrepreneurship through financing and diverse banking services. However, challenges related to lending conditions and administrative procedures necessitate improved banking performance and enhanced support for emerging projects