دور النوافذ الاسلامية في تحسين أداء البنوك التقليدية

Abstract

"This study aims to shed light on the transformation of traditional banks into banking by opening Islamic windows, which has become a topic of the hour and a topic worthy of study and attention on the transformation of traditional banks into banking. We have seen that opening Islamic windows in Algerian traditional banks plays a major role in improving their performance and activity, especially in light of System No. 02-20 specifying banking operations related to Islamic banking. The demand of customers and clients for these services is evidence of their desire to follow the provisions of Islamic law and eliminate usury and haram. We have taken as a sample the National Bank of Algeria, Ain Temouchent Agency, although it is a single window within the bank, it has been well received by many members of society to benefit from the services of Islamic products, especially equipment murabaha, real estate murabaha and leasing, which are in continuous development."