اثر الثقافة المالية على الشمول المالي لرواد الاعمال

Abstract

This study aims to measure the impact of a financial literacy on the level of financial inclusion among students enrolled in the university business incubator. The study adopted the Quasi-experimental approach in addition to the pre-test and post-test method by distributing a questionnaire before and after the training course to the same study sample.

The study tool consisted of a set of questions related to financial literacy, financial inclusion, Data were analyzed using SPSS software through several statistical methods, mainly arithmetic mean, standard deviation, Cronbach’s Alpha, and Paired Sample T-Test.

The study concluded that financial literacy has an impact on financial inclusion among students after the training course. The results also showed statistically significant differences between the pre-test and post-test in favor of the post-test, confirming the effectiveness of financial education programs in developing financial awareness and enhancing financial inclusion among young entrepreneurs.