دراسة تقييمية التمويل الإسلامي في الجزائر دراسة حالة بنك الفلاحة و التنمية الريفية- عين تموشنت

Abstract

The aim of the study is to evaluate the reality of Islamic transactions in Algeria and measure their relationship with members of society. To understand the aspects of the subject, the experimental method was used in studying the case of the Islamic window of the Bank of Agriculture and Rural Development in Ain Temouchent and the most important Islamic formulas approved by it, in addition to using the analytical method after collecting data from A questionnaire was distributed to 39 respondents and analyzed through the SPSSV26 program. The results revealed the existence of a positive relationship between Islamic transactions and the island community. However, the experience did not reach the desired reality in light of the banks, reliance on debt and deposit formulas and the absence of participation formulas, which makes financing more consumer than investment.