التعامل بالعملات الرقمية والافتراضية في الجزائر

Abstract

" For legislation to be effective, it should not be limited to describing the act of money laundering and penalizing it; it must also explicitly criminalize it, in accordance with the principle “no crime and no punishment without a legal text.” In this context, the efforts of the Algerian state are evident through the enactment of Law No. 10-25 dated July 24, 2025, amending the law on the prevention and combating of money laundering and the financing of terrorism. This law considers the individual or commercial use of digital and cryptographic currencies such as Bitcoin, USDT, RedotPay, Wise, etc., as a criminal offense punishable by law. It also extends the prohibition to mining, production, and distribution. This represents a decisive legal move by national authorities to regulate the financial space and address the risks of unregulated transactions. The law constitutes a clear regulatory step in financial dealings and keeps pace with the rapid challenges posed by digital currencies, especially amid their growing use in suspicious financial activities or operations outside legal frameworks."