التأمين البحري على البضائع بوثيقة التأمين العائمة

Abstract

"The research aims to clarify the effectiveness of the floating insurance policy in providing effective legal protection for the insured during maritime transport, through the study of its nature, advantages, and the insurance coverage mechanisms it offers. The study relied on the descriptive-analytical method, which allowed for the interpretation of the policy’s conditions and the analysis of the legal frameworks governing maritime insurance. The results indicated that the policy provides comprehensive and continuous legal protection for transported shipments, thereby enhancing the stability of commercial transactions and reducing financial risks. Furthermore, the clarity of obligations related to providing accurate information contributes to protecting the interests of the parties. In addition, the flexibility of coverage offered by the policy reduces legal and administrative complexities and accelerates the claims procedures. The study confirms that this policy represents an integrated legal model that balances the interests of the parties and ensures the continuity of maritime transport."