أثر التكنولوجیا المالیة على تعزیز الشمول المالي دراسة حالة بنك الجزائر الخارجي لوكالة عین تموشنت

Abstract

"This study seeks to identify the impact of financial technology on enhancing financial inclusion at the External Bank of Algeria of the Ain Temouchent Agency, where some basic concepts related to both financial inclusion and financial technology and the dimensions of each of them were discussed, in addition to the challenges facing financial inclusion and the various risks of financial technology,In this study, we relied on the descriptive approach that is consistent with the nature of the subject of the study, in addition to the analytical approach by presenting the questionnaire to a sample represented by the executives of the External Bank of Algeria of the Ain Temouchent Agency. The study reached a number of proposed results and recommendations, namely that financial technology plays an important role in Promoting financial inclusion through innovations that help provide and facilitate access to financial services to society so that they work in the public interest and create job opportunities in easy ways and at a lower cost, recognizing the establishment of regulatory frameworks that achieve integration between financial technology and financial inclusion, in addition to the need to intervene in spreading awareness among members of society. To achieve financial education in order to achieve a better level of financial inclusion"