واقع الشمول المالي في الجزائر
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University of Ain Temouchent
Abstract
"In this study, we examined the state of financial inclusion in Algeria. The objective of the
research was to highlight the impact of various factors influencing financial inclusion in Algeria by
addressing the central question: What are the factors affecting financial inclusion in Algeria? We
adopted a descriptive methodology for the theoretical part, while the practical part relied on an
analytical approach using a questionnaire to test the study's hypotheses. The questionnaire was
distributed to employees of the Banquet Extérieure d'Algérie (Aïn Témouchent branch), some
students, and a random external sample. After analyzing and interpreting the results using the
SPSS statistical software, the key finding was the existence of a relationship between the identified
factors and financial inclusion.
Keywords: Financial inclusion, financial awareness, financial technology"
