التمويل البنكي للمؤسسات الصغيرة والمتوسطة

Abstract

The small and medium-sized enterprises (SMEs) sector is one of the fundamental pillars of support for the national economy, because of its vital role in achieving economic and social development. However, this sector continues to face many challenges and difficulties that hinder its activity and threaten its sustainability. The problem of financing is one of the main obstacles, constituting a major obstacle to the growth and development of these companies. In order to overcome this challenge, the owners of these companies turned to banks, because of their central role in financing SMEs through the granting of loans. This subject was highlighted in the practical study based on the data available from the National Agency for the Support and Development of Entrepreneurship in Ain témouchent.