دور التكنولوجيا المالية في تعزيز الشمول المالي

Abstract

Banks' interests have focused heavily on transactions and financial uses. As a result of developments in economic and financial conditions, financial transactions are closely linked to the performance of the economy and play a pivotal role in improving national output and creating opportunities. s economic well-being, especially among the middle poor, women and young people. The latest technology has been directed to the development of financial services, most notably the development of fintech from the development of payment systems and lending to protect the financial protection of the consumer and the development of financial services and products, With the aim of providing smart and low-cost solutions to facilitate financial and banking transactions and improve the access of financial services to a large number of individuals and enterprises by enhancing and deepening the degree of financial inclusion and overcoming the difficulties that face the possibility of its spread and dissemination in society. According to the foregoing, the study adopted an analytical descriptive approach to the impact of fintech on achieving and deepening financial inclusion, The study targeted a class of society, namely, people specializing in economics, management sciences and financial sciences, to learn about the possibility of dealing with modern tools, which were based on a number of tools to gather information, the most important of which was the questionnaire. And the statistical and evidentiary methods have relied on their answers and testing hypotheses. The study concluded on a number of conclusions. One of the most important is that fintech is the appropriate tool for finding innovative solutions and new financial instruments that will make financial services and products accessible and use them. The study came out with a number of recommendations. One of the most important is the need to promote financial education among the target groups of society and to introduce fintech technology"