دور التكنولوجيا المالية في نشاط البنوك التجارية

Abstract

"This study aimed to clarify the impact of employing modern technology on banking activities. This impact is evident in the shift from traditional methods of providing banking services to electronic methods, which contributes to reducing costs, improving the quality of services offered, and expanding the customer base. These improvements, in turn, lead to increased productivity and enhanced competitiveness. To achieve the objectives of the study, the descriptive-analytical method was adopted. The descriptive approach was applied to the theoretical aspect, while the analytical approach was used for the practical aspect. The findings of the practical study demonstrated the extent of the impact of Financial technology on the operations of banks operating in the Wilaya of Aïn Témouchent. This was reflected in its role in enhancing the delivery of banking services, developing new services that meet customer needs, and achieving high levels of efficiency and effectiveness in performance."