أثر التمويل الرقمي على الاستقرار و الشمول المالي دراسة حالة البنك الوطني الجزائري وكالات عين تموشنت

Abstract

Banks' interests have focused heavily on transactions and financial uses. as a result of developments in the world's economic and financial conditions, as well as the close association of financial transactions with the performance of the economy and its central role in improving national output and creating opportunities s economic well-being, especially among the middle poor, women and young people, has become a real obstacle to income generation and economic well-being. The latest technology has been directed to the development of financial services, most notably the development of Financial technology from the development of payment and lending systems to consumer financial protection and the development of financial services and products, with the aim of providing smart and low-cost solutions to facilitate financial and banking transactions and improve the access of financial services to a greater number of individuals and enterprises by promoting and deepening the degree of financial inclusion and overcoming the difficulties of its spread and dissemination in society