التأمين على السيارات وإجراءات التعويض على حوادث المرور وفق القانون الجزائري

Abstract

The car insurance contract is one of the key legal mechanisms designed to protect individuals from the negative consequences of traffic accidents, whether involving bodily or material harm. The significance of this study lies in its direct relevance to this type of contract, particularly in light of the steady increase in road accidents, which raises important questions about the effectiveness of the legal system in ensuring fair and prompt compensation for victims. Accordingly, this study aims to clarify the legal framework governing compulsory vehicle insurance, outline the various stages and procedures of compensation, analyze the roles played by insurance companies and judicial authorities, identify the practical challenges in the application of legal provisions, and propose viable solutions to enhance the legal protection of affected individuals.