الحماية القانونية للمستهلك في عقد القرض الاستهلاكي

Abstract

The consumer loan contract is one of the modern contracts addressed by the Algerian legislator . It is considered a modern mean's of credit aimed at facilitating consumer access to their personal and family needs Under this contract the lender undertakes to provide a consumer loan which may consist of covering the price of a good or service intended for personal or family use. The ensure that the borrower is not subjected to any exploitation or fraud the Algerian legislator through Executive decree No 114/15 mentioned above has established a set of procedures and measures that guarantee the conclusion and execution of the consumer loan those are intended to protect the borrower from various risk or particularly those affecting their consent and to strengthen their position in relation to the lender given the borrower ' s weaker standing in the contractual relationship . The study addressed the most important provision enacted to protect the consumer from the stage of forming the consumer loan contact until the stage of breach of the contractat.