إستخدام أسلوب التحليل العاملي في تحديد العوامل المؤثرة على إدارة المخاطر في الصناعة التأمينية

Abstract

The study aims to identify the main factors influencing the solvency risk management in insurance companies, using factor analysis method to extract such factors, Results indicated that Insurance companies should ensure their ability to take risks they want to subscribe is the basic step immediately before subscription, the necessity for continuous revision of underwriting policy and evaluation of its performance, As well as the importance of adopting investment plans that serve the company's objectives and development, Our main recommendation is to rationalize underwriting operations, good selection of subscribed risks and revision of existing policies.