علي دحمان, محمدبطيوي, نسرين2024-06-112024-06-1120222572-0171http://dspace.univ-temouchent.edu.dz/handle/123456789/4224This study aims to highlight the relationship between financial inclusion and banking stability in light of financial technology in Algeria and Tunisia based on a sample of 17 commercial banks during the period 2006- 2021, using the GMM Panel Dynamic model. The study concluded the following most important results: There is an acceptable statistically significant positive relationship between the Financial Inclusion Index (FI), the profitability and size of the bank, the banking development and the banking stability index (Zscore) for the sample countries ,while the GDP are negatively related with stability, but capital and market competition index and did not have any effect on banking stability .Financial Inclusion, Banking Stability, Commercial Banks, financial technology .